What?

• It is a Software that feeds on all the Bank's platforms.
• That organizes the extracted data in internal structures called Atoms.
• And generates Regulatory information, information to feed Risk models and models that allow Business Intelligence and simulation of scenarios.
• This information extracted, validates and transforms (data quality) the information from the bank and from reliable external sources. Structural validations, data validation and cross-validation between different sources and concepts are carried out on this information.
• It allows to control and validate the information that is currently manually loaded.
• All this "organized" and "validated" information feeds into a repository from which risk reports, regulatory reports and information for business intelligence are generated for all areas of the Bank and is the valid and validated source of information to use.
• Everything is done with 100% automatic processes, guaranteeing the increase in the quality of the source data over time, with daily processes.
• The detailed “collected” information is validated and which analyzes and validates the information, just as it is done in the Superintendency: structural validation, data validation and cross validation with other atoms.
• It allows to include validations and particular reports that users propose and need.
• It is the "centralizer" of "all" bank information and can maintain the history that is required.

Why?

• Reduces, by 90%, the time spent on manual data validation, adjustment and interpretation processes.
• Performs 100% of the validation between information of a different nature (credit, deposits, investments, etc.) vs accounting information (functional validation), an activity that, manually, consumes many hours and resources.
• To generate the required regulatory reports and allow changes and new requirements to be made without impact on new developments in the Banking Core.
• A powerful battery of reports and multidimensional cubes is obtained that come from the information collected and deposited in the atoms. This information can be consumed in VISUALIZA or exported to other databases to complement BI / AI models.
• It concentrates, in its reports, all the knowledge of years of Functional Consulting, making it an asset of the Bank, without losing the concepts and history in the evolution of the Bank's operation.
• It allows a 360º view of my Clients and the banking business, without being limited to isolated concepts within the business.

Who?

• VISUALIZA is built by a human team that has more than 15 years working in a single team and in more than 14 countries.

It is directed:

• Regulatory compliance as it facilitates the automatic generation of the requirements of the Bank of Spain and the European Central Bank and other supervisory bodies in Spain and Europe.
• Risk, since it will have centralized all the relevant information and with the necessary history. Mathematical models and historical data are available to support your Risk management, and based on the results of automatic and continuous validation processes, it becomes a guide to create data source improvement programs.
• BI, as a source of additional, validated, adjusted and historical information to complement existing models.
• Accounting, as a source to facilitate reports and reports that are the basis of the Notes to the Financial Statements.
• Finance, with a base of financial and operational reports that support the management and optimize the time dedicated to its generation, including the calculation of "Transfer Prices", among others.
• Business areas, which allows you to segment Customers, Products, Risks, Strategies, obtaining structured, detailed and / or consolidated information, obtaining 360º knowledge of your area and thus applying Artificial Intelligence (AI) tools.
• Technology, since it facilitates more time to dedicate to the operations of the business and less time to send information required by users.

Where?

• VISUALIZA is implemented on any technological platform that the Bank has (physical, logical, private Cloud servers, hybrids, etc.). It feeds on the Bank's data from any Banking Core and platform and the reach to users is determined by the platform Bank security.

How?

• Through a Project, with a mixed work team, between the bank and VISUALIZA.
• Organizing the Project by phases, based on the Bank's information concepts and its priorities.

When?

• VISUALIZA is a product updated to the “rules” of Basel, the Bank of Spain and the state-of-the-art technology available on the market. It does not require internal developments, since the automation process does not depend on the availability of internal personnel to obtain it.

We invite you to a product presentation and to comment on our experience with more than 60 Banks in Panama.